ZIP CODE 77845 // COLLEGE STATION-BRYAN, TX // DATA AS OF 2026-09-30
College Station, TX (77845) Rental Property Cap Rate & Cash Flow Report
Located in Brazos County (College Station, TX), Zip Code 77845 ranks #331 of 500 within this selected sample (34th percentile) with a Zillow ZHVI typical home-value index of $360,534 (-0.8% YoY) and a ZORI observed market rent of $1,613/mo (+2.1% YoY). Requires at least 64.4% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$1,012/mo
Annual: -$12,140/yr
Modeled Cap Rate
2.70%
NOI: $9,737/yr
Cash-on-Cash Return
-14.64%
Cash Needed: $82,923
1% Rule Ratio
0.45%
Gross Yield: 5.37%
Break-Even Rent
$2,776/mo
State Tax: 1.47%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 77845 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (TX Avg 1.47%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$1,823/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$802/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (77845)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $305,915 | $1,356/mo | 5.32% |
| 2022 | $343,084 | $1,467/mo | 5.13% |
| 2023 | $358,699 | $1,519/mo | 5.08% |
| 2024 | $363,028 | $1,563/mo | 5.17% |
| 2025 | $363,535 | $1,580/mo | 5.22% |
| 2026 | $360,534 | $1,613/mo | 5.37% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 75098 Wylie, TX | $417,750 | $1,874/mo | 2.71% | -$1,168/mo |
| 77573 League City, TX | $383,781 | $1,744/mo | 2.77% | -$1,053/mo |
| 78641 Leander, TX | $425,323 | $1,872/mo | 2.62% | -$1,220/mo |
| 78660 Pflugerville, TX | $364,282 | $1,600/mo | 2.62% | -$1,048/mo |
| 78666 San Marcos, TX | $309,421 | $1,418/mo | 2.81% | -$839/mo |
| 77095 Houston, TX | $320,742 | $1,394/mo | 2.57% | -$936/mo |