ZIP CODE 75098 // DALLAS-FORT WORTH-ARLINGTON, TX // DATA AS OF 2026-09-30
Wylie, TX (75098) Rental Property Cap Rate & Cash Flow Report
Located in Collin County (Wylie, TX), Zip Code 75098 ranks #329 of 500 within this selected sample (34th percentile) with a Zillow ZHVI typical home-value index of $417,750 (-5.2% YoY) and a ZORI observed market rent of $1,874/mo (+0.1% YoY). Requires at least 64.2% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$1,168/mo
Annual: -$14,014/yr
Modeled Cap Rate
2.71%
NOI: $11,335/yr
Cash-on-Cash Return
-14.59%
Cash Needed: $96,083
1% Rule Ratio
0.45%
Gross Yield: 5.38%
Break-Even Rent
$3,216/mo
State Tax: 1.47%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 75098 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (TX Avg 1.47%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$2,112/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$929/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (75098)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $386,678 | $1,701/mo | 5.28% |
| 2022 | $475,610 | $1,838/mo | 4.64% |
| 2023 | $464,676 | $1,866/mo | 4.82% |
| 2024 | $461,534 | $1,869/mo | 4.86% |
| 2025 | $440,722 | $1,871/mo | 5.09% |
| 2026 | $417,750 | $1,874/mo | 5.38% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 77845 College Station, TX | $360,534 | $1,613/mo | 2.70% | -$1,012/mo |
| 77573 League City, TX | $383,781 | $1,744/mo | 2.77% | -$1,053/mo |
| 78641 Leander, TX | $425,323 | $1,872/mo | 2.62% | -$1,220/mo |
| 78660 Pflugerville, TX | $364,282 | $1,600/mo | 2.62% | -$1,048/mo |
| 78666 San Marcos, TX | $309,421 | $1,418/mo | 2.81% | -$839/mo |
| 77407 Richmond, TX | $372,531 | $1,716/mo | 2.84% | -$1,002/mo |