ZIP CODE 78660 // AUSTIN-ROUND ROCK-GEORGETOWN, TX // DATA AS OF 2026-09-30
Pflugerville, TX (78660) Rental Property Cap Rate & Cash Flow Report
Located in Travis County (Pflugerville, TX), Zip Code 78660 ranks #348 of 500 within this selected sample (31th percentile) with a Zillow ZHVI typical home-value index of $364,282 (-4.7% YoY) and a ZORI observed market rent of $1,600/mo (+0.3% YoY). Requires at least 65.5% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$1,048/mo
Annual: -$12,576/yr
Modeled Cap Rate
2.62%
NOI: $9,528/yr
Cash-on-Cash Return
-15.01%
Cash Needed: $83,785
1% Rule Ratio
0.44%
Gross Yield: 5.27%
Break-Even Rent
$2,805/mo
State Tax: 1.47%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 78660 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (TX Avg 1.47%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$1,842/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$806/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (78660)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $429,890 | $1,635/mo | 4.56% |
| 2022 | $485,727 | $1,745/mo | 4.31% |
| 2023 | $424,264 | $1,727/mo | 4.88% |
| 2024 | $409,478 | $1,674/mo | 4.91% |
| 2025 | $382,303 | $1,595/mo | 5.01% |
| 2026 | $364,282 | $1,600/mo | 5.27% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 78641 Leander, TX | $425,323 | $1,872/mo | 2.62% | -$1,220/mo |
| 77095 Houston, TX | $320,742 | $1,394/mo | 2.57% | -$936/mo |
| 75071 McKinney, TX | $474,508 | $2,061/mo | 2.56% | -$1,385/mo |
| 77406 Richmond, TX | $415,426 | $1,804/mo | 2.56% | -$1,213/mo |
| 78665 Round Rock, TX | $390,267 | $1,691/mo | 2.55% | -$1,143/mo |
| 77379 Spring, TX | $360,401 | $1,560/mo | 2.55% | -$1,057/mo |