ZIP CODE 19720 // PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD // DATA AS OF 2026-09-30
New Castle, DE (19720) Rental Property Cap Rate & Cash Flow Report
Located in New Castle County (New Castle, DE), Zip Code 19720 ranks #34 of 500 within this selected sample (93th percentile) with a Zillow ZHVI typical home-value index of $276,574 (-0.4% YoY) and a ZORI observed market rent of $1,687/mo. Requires at least 29.9% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$173/mo
Annual: -$2,074/yr
Modeled Cap Rate
5.32%
NOI: $14,708/yr
Cash-on-Cash Return
-3.26%
Cash Needed: $63,612
1% Rule Ratio
0.61%
Gross Yield: 7.32%
Break-Even Rent
$1,886/mo
State Tax: 0.55%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 19720 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (DE Avg 0.55%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$1,399/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$461/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (19720)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2026 | $276,574 | $1,687/mo | 7.32% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 33025 Miramar, FL | $388,027 | $2,450/mo | 5.30% | -$248/mo |
| 70726 Denham Springs, LA | $250,152 | $1,507/mo | 5.29% | -$162/mo |
| 29526 Conway, SC | $300,321 | $1,809/mo | 5.28% | -$198/mo |
| 93535 Lancaster, CA | $425,071 | $2,681/mo | 5.37% | -$246/mo |
| 78577 Pharr, TX | $160,637 | $1,112/mo | 5.26% | -$108/mo |
| 30135 Douglasville, GA | $313,705 | $2,017/mo | 5.38% | -$179/mo |