ZIP CODE 92562 // RIVERSIDE-SAN BERNARDINO-ONTARIO, CA // DATA AS OF 2026-09-30
Murrieta, CA (92562) Rental Property Cap Rate & Cash Flow Report
Located in Riverside County (Murrieta, CA), Zip Code 92562 ranks #339 of 500 within this selected sample (32th percentile) with a Zillow ZHVI typical home-value index of $682,664 (+0.5% YoY) and a ZORI observed market rent of $2,535/mo (+2.5% YoY). Requires at least 64.8% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$1,935/mo
Annual: -$23,218/yr
Modeled Cap Rate
2.67%
NOI: $18,205/yr
Cash-on-Cash Return
-14.79%
Cash Needed: $157,013
1% Rule Ratio
0.37%
Gross Yield: 4.46%
Break-Even Rent
$4,759/mo
State Tax: 0.71%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 92562 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (CA Avg 0.71%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$3,452/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$1,018/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (92562)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $595,465 | $2,277/mo | 4.59% |
| 2022 | $673,486 | $2,381/mo | 4.24% |
| 2023 | $663,037 | $2,430/mo | 4.40% |
| 2024 | $693,114 | $2,483/mo | 4.30% |
| 2025 | $679,452 | $2,473/mo | 4.37% |
| 2026 | $682,664 | $2,535/mo | 4.46% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 91702 Azusa, CA | $706,003 | $2,625/mo | 2.67% | -$1,998/mo |
| 92404 San Bernardino, CA | $484,999 | $1,791/mo | 2.65% | -$1,383/mo |
| 92880 Eastvale, CA | $931,520 | $3,436/mo | 2.64% | -$2,660/mo |
| 90037 Los Angeles, CA | $660,076 | $2,434/mo | 2.64% | -$1,886/mo |
| 92882 Corona, CA | $769,503 | $2,833/mo | 2.63% | -$2,202/mo |
| 92503 Riverside, CA | $632,547 | $2,388/mo | 2.73% | -$1,759/mo |