ZIP CODE 90003 // LOS ANGELES-LONG BEACH-ANAHEIM, CA // DATA AS OF 2026-09-30
Los Angeles, CA (90003) Rental Property Cap Rate & Cash Flow Report
Located in Los Angeles County (Los Angeles, CA), Zip Code 90003 ranks #189 of 500 within this selected sample (62th percentile) with a Zillow ZHVI typical home-value index of $601,223 (+0.2% YoY) and a ZORI observed market rent of $2,752/mo (+1.3% YoY). Requires at least 52.9% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$1,252/mo
Annual: -$15,025/yr
Modeled Cap Rate
3.57%
NOI: $21,456/yr
Cash-on-Cash Return
-10.87%
Cash Needed: $138,281
1% Rule Ratio
0.46%
Gross Yield: 5.49%
Break-Even Rent
$4,191/mo
State Tax: 0.71%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 90003 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (CA Avg 0.71%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$3,040/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$964/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (90003)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2022 | $586,766 | $2,438/mo | 4.99% |
| 2023 | $596,941 | $2,700/mo | 5.43% |
| 2024 | $615,749 | $2,751/mo | 5.36% |
| 2025 | $599,856 | $2,718/mo | 5.44% |
| 2026 | $601,223 | $2,752/mo | 5.49% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 92376 Rialto, CA | $564,033 | $2,591/mo | 3.59% | -$1,167/mo |
| 92335 Fontana, CA | $563,508 | $2,570/mo | 3.55% | -$1,182/mo |
| 95687 Vacaville, CA | $575,148 | $2,652/mo | 3.60% | -$1,181/mo |
| 92345 Hesperia, CA | $447,288 | $2,075/mo | 3.63% | -$907/mo |
| 93257 Porterville, CA | $327,265 | $1,475/mo | 3.50% | -$702/mo |
| 93291 Visalia, CA | $426,473 | $1,983/mo | 3.64% | -$861/mo |