ZIP CODE 93257 // VISALIA, CA // DATA AS OF 2026-09-30
Porterville, CA (93257) Rental Property Cap Rate & Cash Flow Report
Located in Tulare County (Porterville, CA), Zip Code 93257 ranks #197 of 500 within this selected sample (61th percentile) with a Zillow ZHVI typical home-value index of $327,265 (+1.5% YoY) and a ZORI observed market rent of $1,475/mo (+4.1% YoY). Requires at least 53.9% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$702/mo
Annual: -$8,419/yr
Modeled Cap Rate
3.50%
NOI: $11,439/yr
Cash-on-Cash Return
-11.18%
Cash Needed: $75,271
1% Rule Ratio
0.45%
Gross Yield: 5.41%
Break-Even Rent
$2,281/mo
State Tax: 0.71%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 93257 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (CA Avg 0.71%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$1,655/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$522/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (93257)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2023 | $305,925 | $1,226/mo | 4.81% |
| 2024 | $319,112 | $1,319/mo | 4.96% |
| 2025 | $322,468 | $1,417/mo | 5.27% |
| 2026 | $327,265 | $1,475/mo | 5.41% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 92335 Fontana, CA | $563,508 | $2,570/mo | 3.55% | -$1,182/mo |
| 95758 Elk Grove, CA | $567,194 | $2,521/mo | 3.43% | -$1,247/mo |
| 92553 Moreno Valley, CA | $518,186 | $2,300/mo | 3.42% | -$1,142/mo |
| 90003 Los Angeles, CA | $601,223 | $2,752/mo | 3.57% | -$1,252/mo |
| 92376 Rialto, CA | $564,033 | $2,591/mo | 3.59% | -$1,167/mo |
| 95687 Vacaville, CA | $575,148 | $2,652/mo | 3.60% | -$1,181/mo |