ZIP CODE 95687 // VALLEJO, CA // DATA AS OF 2026-09-30
Vacaville, CA (95687) Rental Property Cap Rate & Cash Flow Report
Located in Solano County (Vacaville, CA), Zip Code 95687 ranks #183 of 500 within this selected sample (64th percentile) with a Zillow ZHVI typical home-value index of $575,148 (-0.5% YoY) and a ZORI observed market rent of $2,652/mo (+3.3% YoY). Requires at least 52.5% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$1,181/mo
Annual: -$14,172/yr
Modeled Cap Rate
3.60%
NOI: $20,727/yr
Cash-on-Cash Return
-10.71%
Cash Needed: $132,284
1% Rule Ratio
0.46%
Gross Yield: 5.53%
Break-Even Rent
$4,009/mo
State Tax: 0.71%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 95687 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (CA Avg 0.71%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$2,908/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$925/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (95687)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $562,149 | $2,375/mo | 5.07% |
| 2022 | $600,426 | $2,517/mo | 5.03% |
| 2023 | $580,844 | $2,449/mo | 5.06% |
| 2024 | $588,919 | $2,560/mo | 5.22% |
| 2025 | $578,288 | $2,567/mo | 5.33% |
| 2026 | $575,148 | $2,652/mo | 5.53% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 92376 Rialto, CA | $564,033 | $2,591/mo | 3.59% | -$1,167/mo |
| 92345 Hesperia, CA | $447,288 | $2,075/mo | 3.63% | -$907/mo |
| 90003 Los Angeles, CA | $601,223 | $2,752/mo | 3.57% | -$1,252/mo |
| 93291 Visalia, CA | $426,473 | $1,983/mo | 3.64% | -$861/mo |
| 92335 Fontana, CA | $563,508 | $2,570/mo | 3.55% | -$1,182/mo |
| 93257 Porterville, CA | $327,265 | $1,475/mo | 3.50% | -$702/mo |