ZIP CODE 90805 // LOS ANGELES-LONG BEACH-ANAHEIM, CA // DATA AS OF 2026-09-30
Long Beach, CA (90805) Rental Property Cap Rate & Cash Flow Report
Located in Los Angeles County (Long Beach, CA), Zip Code 90805 ranks #427 of 500 within this selected sample (15th percentile) with a Zillow ZHVI typical home-value index of $711,273 (+3.1% YoY) and a ZORI observed market rent of $2,168/mo (+4.6% YoY). Requires at least 74.0% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$2,428/mo
Annual: -$29,131/yr
Modeled Cap Rate
1.97%
NOI: $14,028/yr
Cash-on-Cash Return
-17.81%
Cash Needed: $163,593
1% Rule Ratio
0.30%
Gross Yield: 3.66%
Break-Even Rent
$4,958/mo
State Tax: 0.71%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 90805 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (CA Avg 0.71%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$3,597/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$999/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (90805)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $604,434 | $1,665/mo | 3.31% |
| 2022 | $659,006 | $1,918/mo | 3.49% |
| 2023 | $667,859 | $1,983/mo | 3.56% |
| 2024 | $704,494 | $2,047/mo | 3.49% |
| 2025 | $690,077 | $2,073/mo | 3.60% |
| 2026 | $711,273 | $2,168/mo | 3.66% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 90262 Lynwood, CA | $687,368 | $2,072/mo | 1.94% | -$2,366/mo |
| 92801 Anaheim, CA | $858,592 | $2,579/mo | 1.93% | -$2,964/mo |
| 92126 San Diego, CA | $979,735 | $3,044/mo | 2.03% | -$3,294/mo |
| 91910 Chula Vista, CA | $839,504 | $2,609/mo | 2.03% | -$2,822/mo |
| 90022 East Los Angeles, CA | $676,218 | $2,109/mo | 2.05% | -$2,266/mo |
| 92703 Santa Ana, CA | $818,104 | $2,554/mo | 2.05% | -$2,740/mo |