ZIP CODE 32256 // JACKSONVILLE, FL // DATA AS OF 2026-09-30
Jacksonville, FL (32256) Rental Property Cap Rate & Cash Flow Report
Located in Duval County (Jacksonville, FL), Zip Code 32256 ranks #143 of 500 within this selected sample (72th percentile) with a Zillow ZHVI typical home-value index of $308,568 (-3.1% YoY) and a ZORI observed market rent of $1,560/mo (+3.0% YoY). Requires at least 47.4% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$535/mo
Annual: -$6,418/yr
Modeled Cap Rate
3.99%
NOI: $12,305/yr
Cash-on-Cash Return
-9.04%
Cash Needed: $70,971
1% Rule Ratio
0.51%
Gross Yield: 6.07%
Break-Even Rent
$2,175/mo
State Tax: 0.79%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 32256 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (FL Avg 0.79%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$1,560/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$535/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (32256)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $285,644 | $1,555/mo | 6.53% |
| 2022 | $350,367 | $1,622/mo | 5.56% |
| 2023 | $341,483 | $1,566/mo | 5.50% |
| 2024 | $335,519 | $1,524/mo | 5.45% |
| 2025 | $318,455 | $1,515/mo | 5.71% |
| 2026 | $308,568 | $1,560/mo | 6.07% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 33024 Pembroke Pines, FL | $470,890 | $2,386/mo | 4.00% | -$811/mo |
| 32771 Sanford, FL | $359,228 | $1,821/mo | 4.00% | -$618/mo |
| 32825 Orlando, FL | $386,249 | $2,002/mo | 4.12% | -$627/mo |
| 32828 Orlando, FL | $466,963 | $2,296/mo | 3.84% | -$866/mo |
| 33411 West Palm Beach, FL | $466,847 | $2,283/mo | 3.82% | -$876/mo |
| 33178 Doral, FL | $558,135 | $2,946/mo | 4.22% | -$859/mo |