ZIP CODE 32771 // ORLANDO-KISSIMMEE-SANFORD, FL // DATA AS OF 2026-09-30
Sanford, FL (32771) Rental Property Cap Rate & Cash Flow Report
Located in Seminole County (Sanford, FL), Zip Code 32771 ranks #140 of 500 within this selected sample (72th percentile) with a Zillow ZHVI typical home-value index of $359,228 (-1.7% YoY) and a ZORI observed market rent of $1,821/mo (+1.8% YoY). Requires at least 47.2% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$618/mo
Annual: -$7,420/yr
Modeled Cap Rate
4.00%
NOI: $14,377/yr
Cash-on-Cash Return
-8.98%
Cash Needed: $82,622
1% Rule Ratio
0.51%
Gross Yield: 6.08%
Break-Even Rent
$2,532/mo
State Tax: 0.79%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 32771 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (FL Avg 0.79%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$1,816/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$623/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (32771)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $304,542 | $1,567/mo | 6.17% |
| 2022 | $371,796 | $1,781/mo | 5.75% |
| 2023 | $379,154 | $1,786/mo | 5.65% |
| 2024 | $381,784 | $1,774/mo | 5.58% |
| 2025 | $365,344 | $1,789/mo | 5.88% |
| 2026 | $359,228 | $1,821/mo | 6.08% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 33024 Pembroke Pines, FL | $470,890 | $2,386/mo | 4.00% | -$811/mo |
| 32256 Jacksonville, FL | $308,568 | $1,560/mo | 3.99% | -$535/mo |
| 32825 Orlando, FL | $386,249 | $2,002/mo | 4.12% | -$627/mo |
| 32828 Orlando, FL | $466,963 | $2,296/mo | 3.84% | -$866/mo |
| 33411 West Palm Beach, FL | $466,847 | $2,283/mo | 3.82% | -$876/mo |
| 33178 Doral, FL | $558,135 | $2,946/mo | 4.22% | -$859/mo |