ZIP CODE 75043 // DALLAS-FORT WORTH-ARLINGTON, TX // DATA AS OF 2026-09-30
Garland, TX (75043) Rental Property Cap Rate & Cash Flow Report
Located in Dallas County (Garland, TX), Zip Code 75043 ranks #188 of 500 within this selected sample (63th percentile) with a Zillow ZHVI typical home-value index of $282,150 (-2.7% YoY) and a ZORI observed market rent of $1,501/mo (+0.2% YoY). Requires at least 52.8% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$584/mo
Annual: -$7,009/yr
Modeled Cap Rate
3.58%
NOI: $10,111/yr
Cash-on-Cash Return
-10.80%
Cash Needed: $64,895
1% Rule Ratio
0.53%
Gross Yield: 6.38%
Break-Even Rent
$2,172/mo
State Tax: 1.47%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 75043 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (TX Avg 1.47%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$1,427/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$658/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (75043)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $254,831 | $1,334/mo | 6.28% |
| 2022 | $311,851 | $1,526/mo | 5.87% |
| 2023 | $306,476 | $1,520/mo | 5.95% |
| 2024 | $308,575 | $1,488/mo | 5.79% |
| 2025 | $289,989 | $1,497/mo | 6.19% |
| 2026 | $282,150 | $1,501/mo | 6.38% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 75052 Grand Prairie, TX | $320,384 | $1,717/mo | 3.62% | -$652/mo |
| 76227 Aubrey, TX | $347,844 | $1,835/mo | 3.54% | -$733/mo |
| 75228 Dallas, TX | $271,305 | $1,428/mo | 3.52% | -$575/mo |
| 78640 Kyle, TX | $293,532 | $1,585/mo | 3.67% | -$587/mo |
| 75150 Mesquite, TX | $248,356 | $1,297/mo | 3.48% | -$535/mo |
| 78130 New Braunfels, TX | $301,994 | $1,568/mo | 3.45% | -$659/mo |