ZIP CODE 76227 // DALLAS-FORT WORTH-ARLINGTON, TX // DATA AS OF 2026-09-30
Aubrey, TX (76227) Rental Property Cap Rate & Cash Flow Report
Located in Denton County (Aubrey, TX), Zip Code 76227 ranks #194 of 500 within this selected sample (61th percentile) with a Zillow ZHVI typical home-value index of $347,844 (-6.9% YoY) and a ZORI observed market rent of $1,835/mo (+0.6% YoY). Requires at least 53.4% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$733/mo
Annual: -$8,801/yr
Modeled Cap Rate
3.54%
NOI: $12,305/yr
Cash-on-Cash Return
-11.00%
Cash Needed: $80,004
1% Rule Ratio
0.53%
Gross Yield: 6.33%
Break-Even Rent
$2,678/mo
State Tax: 1.47%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 76227 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (TX Avg 1.47%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$1,759/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$810/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (76227)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $349,833 | $1,745/mo | 5.99% |
| 2022 | $432,674 | $1,875/mo | 5.20% |
| 2023 | $402,111 | $1,863/mo | 5.56% |
| 2024 | $396,888 | $1,857/mo | 5.61% |
| 2025 | $373,477 | $1,825/mo | 5.86% |
| 2026 | $347,844 | $1,835/mo | 6.33% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 75228 Dallas, TX | $271,305 | $1,428/mo | 3.52% | -$575/mo |
| 75043 Garland, TX | $282,150 | $1,501/mo | 3.58% | -$584/mo |
| 75150 Mesquite, TX | $248,356 | $1,297/mo | 3.48% | -$535/mo |
| 78130 New Braunfels, TX | $301,994 | $1,568/mo | 3.45% | -$659/mo |
| 75052 Grand Prairie, TX | $320,384 | $1,717/mo | 3.62% | -$652/mo |
| 78640 Kyle, TX | $293,532 | $1,585/mo | 3.67% | -$587/mo |