ZIP CODE 34711 // ORLANDO-KISSIMMEE-SANFORD, FL // DATA AS OF 2026-09-30
Clermont, FL (34711) Rental Property Cap Rate & Cash Flow Report
Located in Lake County (Clermont, FL), Zip Code 34711 ranks #190 of 500 within this selected sample (62th percentile) with a Zillow ZHVI typical home-value index of $426,376 (-1.4% YoY) and a ZORI observed market rent of $1,984/mo (-0.9% YoY). Requires at least 53.0% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$888/mo
Annual: -$10,659/yr
Modeled Cap Rate
3.57%
NOI: $15,213/yr
Cash-on-Cash Return
-10.87%
Cash Needed: $98,066
1% Rule Ratio
0.47%
Gross Yield: 5.58%
Break-Even Rent
$3,005/mo
State Tax: 0.79%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 34711 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (FL Avg 0.79%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$2,156/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$716/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (34711)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $355,745 | $1,762/mo | 5.94% |
| 2022 | $445,508 | $1,975/mo | 5.32% |
| 2023 | $445,340 | $1,966/mo | 5.30% |
| 2024 | $451,640 | $1,985/mo | 5.27% |
| 2025 | $432,480 | $2,001/mo | 5.55% |
| 2026 | $426,376 | $1,984/mo | 5.58% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 33186 The Crossings, FL | $523,743 | $2,475/mo | 3.64% | -$1,058/mo |
| 33511 Brandon, FL | $360,338 | $1,704/mo | 3.65% | -$727/mo |
| 33411 West Palm Beach, FL | $466,847 | $2,283/mo | 3.82% | -$876/mo |
| 32828 Orlando, FL | $466,963 | $2,296/mo | 3.84% | -$866/mo |
| 32765 Oviedo, FL | $486,743 | $2,135/mo | 3.29% | -$1,127/mo |
| 32256 Jacksonville, FL | $308,568 | $1,560/mo | 3.99% | -$535/mo |