ZIP CODE 91911 // SAN DIEGO-CHULA VISTA-CARLSBAD, CA // DATA AS OF 2026-09-30
Chula Vista, CA (91911) Rental Property Cap Rate & Cash Flow Report
Located in San Diego County (Chula Vista, CA), Zip Code 91911 ranks #386 of 500 within this selected sample (23th percentile) with a Zillow ZHVI typical home-value index of $774,232 (+1.8% YoY) and a ZORI observed market rent of $2,618/mo (+1.7% YoY). Requires at least 69.4% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$2,418/mo
Annual: -$29,015/yr
Modeled Cap Rate
2.32%
NOI: $17,964/yr
Cash-on-Cash Return
-16.29%
Cash Needed: $178,073
1% Rule Ratio
0.34%
Gross Yield: 4.06%
Break-Even Rent
$5,397/mo
State Tax: 0.71%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 91911 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (CA Avg 0.71%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$3,915/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$1,121/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (91911)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $625,105 | $2,004/mo | 3.85% |
| 2022 | $710,656 | $2,378/mo | 4.02% |
| 2023 | $728,249 | $2,479/mo | 4.08% |
| 2024 | $782,305 | $2,540/mo | 3.90% |
| 2025 | $760,678 | $2,575/mo | 4.06% |
| 2026 | $774,232 | $2,618/mo | 4.06% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 91342 Los Angeles, CA | $788,086 | $2,657/mo | 2.31% | -$2,468/mo |
| 93906 Salinas, CA | $711,968 | $2,418/mo | 2.34% | -$2,214/mo |
| 92805 Anaheim, CA | $851,242 | $2,864/mo | 2.30% | -$2,671/mo |
| 94080 South San Francisco, CA | $1,214,105 | $4,134/mo | 2.34% | -$3,767/mo |
| 94110 San Francisco, CA | $1,446,124 | $4,931/mo | 2.35% | -$4,481/mo |
| 90201 Bell, CA | $690,202 | $2,310/mo | 2.28% | -$2,176/mo |