ZIP CODE 06010 // HARTFORD-EAST HARTFORD-MIDDLETOWN, CT // DATA AS OF 2026-09-30
Bristol, CT (06010) Rental Property Cap Rate & Cash Flow Report
Located in Hartford County (Bristol, CT), Zip Code 06010 ranks #320 of 500 within this selected sample (36th percentile) with a Zillow ZHVI typical home-value index of $346,672 (+5.6% YoY) and a ZORI observed market rent of $1,650/mo (+6.8% YoY). Requires at least 63.5% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$953/mo
Annual: -$11,436/yr
Modeled Cap Rate
2.77%
NOI: $9,600/yr
Cash-on-Cash Return
-14.34%
Cash Needed: $79,735
1% Rule Ratio
0.48%
Gross Yield: 5.71%
Break-Even Rent
$2,745/mo
State Tax: 1.70%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 06010 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (CT Avg 1.70%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$1,753/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$850/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (06010)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2022 | $260,144 | $1,288/mo | 5.94% |
| 2023 | $285,054 | $1,393/mo | 5.86% |
| 2024 | $318,651 | $1,477/mo | 5.56% |
| 2025 | $328,356 | $1,544/mo | 5.64% |
| 2026 | $346,672 | $1,650/mo | 5.71% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 06902 Stamford, CT | $594,087 | $3,010/mo | 3.09% | -$1,474/mo |
| 91761 Ontario, CA | $679,091 | $2,587/mo | 2.77% | -$1,868/mo |
| 55044 Lakeville, MN | $512,518 | $2,108/mo | 2.77% | -$1,407/mo |
| 77573 League City, TX | $383,781 | $1,744/mo | 2.77% | -$1,053/mo |
| 30114 Canton, GA | $467,647 | $1,841/mo | 2.78% | -$1,281/mo |
| 08527 Jackson, NJ | $638,995 | $3,281/mo | 2.78% | -$1,750/mo |