ZIP CODE 06902 // BRIDGEPORT-STAMFORD-NORWALK, CT // DATA AS OF 2026-09-30
Stamford, CT (06902) Rental Property Cap Rate & Cash Flow Report
Located in Fairfield County (Stamford, CT), Zip Code 06902 ranks #255 of 500 within this selected sample (49th percentile) with a Zillow ZHVI typical home-value index of $594,087 (+6.0% YoY) and a ZORI observed market rent of $3,010/mo (+3.5% YoY). Requires at least 59.3% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$1,474/mo
Annual: -$17,693/yr
Modeled Cap Rate
3.09%
NOI: $18,355/yr
Cash-on-Cash Return
-12.95%
Cash Needed: $136,640
1% Rule Ratio
0.51%
Gross Yield: 6.08%
Break-Even Rent
$4,705/mo
State Tax: 1.70%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 06902 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (CT Avg 1.70%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$3,004/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$1,480/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (06902)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $436,746 | $2,437/mo | 6.70% |
| 2022 | $471,682 | $2,576/mo | 6.55% |
| 2023 | $503,910 | $2,642/mo | 6.29% |
| 2024 | $541,023 | $2,804/mo | 6.22% |
| 2025 | $560,288 | $2,908/mo | 6.23% |
| 2026 | $594,087 | $3,010/mo | 6.08% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 06010 Bristol, CT | $346,672 | $1,650/mo | 2.77% | -$953/mo |
| 60640 Chicago, IL | $373,521 | $1,983/mo | 3.09% | -$926/mo |
| 79912 El Paso, TX | $320,367 | $1,554/mo | 3.09% | -$794/mo |
| 92563 Murrieta, CA | $688,380 | $2,831/mo | 3.08% | -$1,712/mo |
| 11550 Hempstead, NY | $650,788 | $3,106/mo | 3.08% | -$1,619/mo |
| 30066 Marietta, GA | $441,506 | $1,865/mo | 3.08% | -$1,099/mo |