ZIP CODE 92563 // RIVERSIDE-SAN BERNARDINO-ONTARIO, CA // DATA AS OF 2026-09-30
Murrieta, CA (92563) Rental Property Cap Rate & Cash Flow Report
Located in Riverside County (Murrieta, CA), Zip Code 92563 ranks #256 of 500 within this selected sample (49th percentile) with a Zillow ZHVI typical home-value index of $688,380 (+0.3% YoY) and a ZORI observed market rent of $2,831/mo (+2.7% YoY). Requires at least 59.3% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$1,712/mo
Annual: -$20,544/yr
Modeled Cap Rate
3.08%
NOI: $21,226/yr
Cash-on-Cash Return
-12.98%
Cash Needed: $158,327
1% Rule Ratio
0.41%
Gross Yield: 4.94%
Break-Even Rent
$4,799/mo
State Tax: 0.71%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 92563 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (CA Avg 0.71%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$3,481/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$1,062/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (92563)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $602,929 | $2,379/mo | 4.73% |
| 2022 | $684,622 | $2,587/mo | 4.53% |
| 2023 | $664,939 | $2,629/mo | 4.74% |
| 2024 | $697,400 | $2,709/mo | 4.66% |
| 2025 | $686,219 | $2,757/mo | 4.82% |
| 2026 | $688,380 | $2,831/mo | 4.94% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 91730 Rancho Cucamonga, CA | $670,306 | $2,740/mo | 3.06% | -$1,682/mo |
| 91706 Baldwin Park, CA | $709,075 | $2,959/mo | 3.15% | -$1,726/mo |
| 95076 Watsonville, CA | $823,234 | $3,332/mo | 3.02% | -$2,094/mo |
| 90011 Los Angeles, CA | $600,313 | $2,418/mo | 3.00% | -$1,537/mo |
| 94806 San Pablo, CA | $571,391 | $2,401/mo | 3.18% | -$1,377/mo |
| 92530 Lake Elsinore, CA | $559,000 | $2,239/mo | 2.97% | -$1,442/mo |