ZIP CODE 08527 // NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA // DATA AS OF 2026-09-30
Jackson, NJ (08527) Rental Property Cap Rate & Cash Flow Report
Located in Ocean County (Jackson, NJ), Zip Code 08527 ranks #316 of 500 within this selected sample (37th percentile) with a Zillow ZHVI typical home-value index of $638,995 (+2.0% YoY) and a ZORI observed market rent of $3,281/mo (+5.7% YoY). Requires at least 63.3% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$1,750/mo
Annual: -$21,006/yr
Modeled Cap Rate
2.78%
NOI: $17,768/yr
Cash-on-Cash Return
-14.29%
Cash Needed: $146,969
1% Rule Ratio
0.51%
Gross Yield: 6.16%
Break-Even Rent
$5,293/mo
State Tax: 2.08%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 08527 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (NJ Avg 2.08%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$3,231/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$1,800/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (08527)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2024 | $608,340 | $3,089/mo | 6.09% |
| 2025 | $626,744 | $3,105/mo | 5.95% |
| 2026 | $638,995 | $3,281/mo | 6.16% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 08753 Toms River, NJ | $543,614 | $2,735/mo | 2.67% | -$1,538/mo |
| 07111 Irvington, NJ | $419,974 | $1,920/mo | 2.19% | -$1,356/mo |
| 07093 West New York, NJ | $433,809 | $2,522/mo | 3.49% | -$932/mo |
| 08854 Piscataway, NJ | $595,607 | $2,643/mo | 2.05% | -$1,993/mo |
| 07305 Jersey City, NJ | $527,875 | $2,314/mo | 2.00% | -$1,791/mo |
| 07087 Union City, NJ | $559,694 | $2,343/mo | 1.79% | -$1,995/mo |