ZIP CODE 07093 // NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA // DATA AS OF 2026-09-30
West New York, NJ (07093) Rental Property Cap Rate & Cash Flow Report
Located in Hudson County (West New York, NJ), Zip Code 07093 ranks #198 of 500 within this selected sample (61th percentile) with a Zillow ZHVI typical home-value index of $433,809 (+2.4% YoY) and a ZORI observed market rent of $2,522/mo (+2.5% YoY). Requires at least 54.0% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$932/mo
Annual: -$11,185/yr
Modeled Cap Rate
3.49%
NOI: $15,138/yr
Cash-on-Cash Return
-11.21%
Cash Needed: $99,776
1% Rule Ratio
0.58%
Gross Yield: 6.98%
Break-Even Rent
$3,593/mo
State Tax: 2.08%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 07093 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (NJ Avg 2.08%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$2,194/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$1,261/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (07093)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $370,444 | $1,960/mo | 6.35% |
| 2022 | $385,289 | $2,215/mo | 6.90% |
| 2023 | $399,746 | $2,312/mo | 6.94% |
| 2024 | $419,886 | $2,347/mo | 6.71% |
| 2025 | $423,475 | $2,461/mo | 6.97% |
| 2026 | $433,809 | $2,522/mo | 6.98% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 08527 Jackson, NJ | $638,995 | $3,281/mo | 2.78% | -$1,750/mo |
| 08753 Toms River, NJ | $543,614 | $2,735/mo | 2.67% | -$1,538/mo |
| 07111 Irvington, NJ | $419,974 | $1,920/mo | 2.19% | -$1,356/mo |
| 08854 Piscataway, NJ | $595,607 | $2,643/mo | 2.05% | -$1,993/mo |
| 07305 Jersey City, NJ | $527,875 | $2,314/mo | 2.00% | -$1,791/mo |
| 07087 Union City, NJ | $559,694 | $2,343/mo | 1.79% | -$1,995/mo |