ZIP CODE 33511 // TAMPA-ST. PETERSBURG-CLEARWATER, FL // DATA AS OF 2026-09-30
Brandon, FL (33511) Rental Property Cap Rate & Cash Flow Report
Located in Hillsborough County (Brandon, FL), Zip Code 33511 ranks #175 of 500 within this selected sample (65th percentile) with a Zillow ZHVI typical home-value index of $360,338 (-1.0% YoY) and a ZORI observed market rent of $1,704/mo (-0.4% YoY). Requires at least 51.9% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$727/mo
Annual: -$8,724/yr
Modeled Cap Rate
3.65%
NOI: $13,141/yr
Cash-on-Cash Return
-10.53%
Cash Needed: $82,878
1% Rule Ratio
0.47%
Gross Yield: 5.67%
Break-Even Rent
$2,540/mo
State Tax: 0.79%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 33511 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (FL Avg 0.79%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$1,822/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$609/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (33511)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $300,985 | $1,436/mo | 5.73% |
| 2022 | $385,117 | $1,668/mo | 5.20% |
| 2023 | $378,657 | $1,694/mo | 5.37% |
| 2024 | $383,851 | $1,708/mo | 5.34% |
| 2025 | $363,890 | $1,710/mo | 5.64% |
| 2026 | $360,338 | $1,704/mo | 5.67% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 33186 The Crossings, FL | $523,743 | $2,475/mo | 3.64% | -$1,058/mo |
| 34711 Clermont, FL | $426,376 | $1,984/mo | 3.57% | -$888/mo |
| 33411 West Palm Beach, FL | $466,847 | $2,283/mo | 3.82% | -$876/mo |
| 32828 Orlando, FL | $466,963 | $2,296/mo | 3.84% | -$866/mo |
| 32256 Jacksonville, FL | $308,568 | $1,560/mo | 3.99% | -$535/mo |
| 33024 Pembroke Pines, FL | $470,890 | $2,386/mo | 4.00% | -$811/mo |