ZIP CODE 32825 // ORLANDO-KISSIMMEE-SANFORD, FL // DATA AS OF 2026-09-30
Orlando, FL (32825) Rental Property Cap Rate & Cash Flow Report
Located in Orange County (Orlando, FL), Zip Code 32825 ranks #129 of 500 within this selected sample (74th percentile) with a Zillow ZHVI typical home-value index of $386,249 (-0.9% YoY) and a ZORI observed market rent of $2,002/mo (+1.0% YoY). Requires at least 45.7% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$627/mo
Annual: -$7,518/yr
Modeled Cap Rate
4.12%
NOI: $15,919/yr
Cash-on-Cash Return
-8.46%
Cash Needed: $88,837
1% Rule Ratio
0.52%
Gross Yield: 6.22%
Break-Even Rent
$2,722/mo
State Tax: 0.79%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 32825 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (FL Avg 0.79%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$1,953/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$675/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (32825)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $315,175 | $1,711/mo | 6.51% |
| 2022 | $390,446 | $1,926/mo | 5.92% |
| 2023 | $395,458 | $1,920/mo | 5.83% |
| 2024 | $408,452 | $1,961/mo | 5.76% |
| 2025 | $389,787 | $1,982/mo | 6.10% |
| 2026 | $386,249 | $2,002/mo | 6.22% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 33178 Doral, FL | $558,135 | $2,946/mo | 4.22% | -$859/mo |
| 32771 Sanford, FL | $359,228 | $1,821/mo | 4.00% | -$618/mo |
| 33024 Pembroke Pines, FL | $470,890 | $2,386/mo | 4.00% | -$811/mo |
| 32256 Jacksonville, FL | $308,568 | $1,560/mo | 3.99% | -$535/mo |
| 32703 Apopka, FL | $356,449 | $1,897/mo | 4.27% | -$535/mo |
| 34744 Kissimmee, FL | $380,234 | $2,056/mo | 4.36% | -$543/mo |