ZIP CODE 10463 // NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA // DATA AS OF 2026-09-30
New York, NY (10463) Rental Property Cap Rate & Cash Flow Report
Located in Bronx County (New York, NY), Zip Code 10463 ranks #7 of 500 within this selected sample (99th percentile) with a Zillow ZHVI typical home-value index of $367,757 (-4.5% YoY) and a ZORI observed market rent of $3,292/mo (+4.1% YoY). Cash-flow positive at standard 20% down payment (break-even down payment: 1.8%). This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
+$422/mo
Annual: +$5,066/yr
Modeled Cap Rate
7.45%
NOI: $27,380/yr
Cash-on-Cash Return
5.99%
Cash Needed: $84,584
1% Rule Ratio
0.90%
Gross Yield: 10.74%
Break-Even Rent
$2,807/mo
State Tax: 1.40%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 10463 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (NY Avg 1.40%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$1,860/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$1,010/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (10463)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $440,979 | $2,517/mo | 6.85% |
| 2022 | $448,115 | $2,737/mo | 7.33% |
| 2023 | $385,696 | $2,817/mo | 8.76% |
| 2024 | $374,229 | $2,895/mo | 9.28% |
| 2025 | $385,277 | $3,162/mo | 9.85% |
| 2026 | $367,757 | $3,292/mo | 10.74% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 10462 New York, NY | $261,095 | $2,563/mo | 8.35% | +$496/mo |
| 10468 New York, NY | $270,238 | $2,171/mo | 6.49% | +$94/mo |
| 10452 New York, NY | $308,564 | $2,455/mo | 6.41% | +$87/mo |
| 10458 New York, NY | $457,948 | $2,969/mo | 4.87% | -$458/mo |
| 11372 New York, NY | $421,676 | $2,665/mo | 4.70% | -$481/mo |
| 11375 New York, NY | $518,447 | $3,204/mo | 4.55% | -$655/mo |