ZIP CODE 90731 // LOS ANGELES-LONG BEACH-ANAHEIM, CA // DATA AS OF 2026-09-30
Los Angeles, CA (90731) Rental Property Cap Rate & Cash Flow Report
Located in Los Angeles County (Los Angeles, CA), Zip Code 90731 ranks #418 of 500 within this selected sample (17th percentile) with a Zillow ZHVI typical home-value index of $822,360 (-0.2% YoY) and a ZORI observed market rent of $2,588/mo (+3.0% YoY). Requires at least 72.6% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$2,736/mo
Annual: -$32,832/yr
Modeled Cap Rate
2.08%
NOI: $17,068/yr
Cash-on-Cash Return
-17.36%
Cash Needed: $189,143
1% Rule Ratio
0.31%
Gross Yield: 3.78%
Break-Even Rent
$5,733/mo
State Tax: 0.71%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 90731 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (CA Avg 0.71%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$4,158/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$1,166/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (90731)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $765,308 | $2,150/mo | 3.37% |
| 2022 | $827,940 | $2,325/mo | 3.37% |
| 2023 | $835,783 | $2,383/mo | 3.42% |
| 2024 | $841,407 | $2,477/mo | 3.53% |
| 2025 | $824,281 | $2,512/mo | 3.66% |
| 2026 | $822,360 | $2,588/mo | 3.78% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 95608 Carmichael, CA | $563,163 | $1,784/mo | 2.10% | -$1,863/mo |
| 92703 Santa Ana, CA | $818,104 | $2,554/mo | 2.05% | -$2,740/mo |
| 91709 Chino Hills, CA | $973,347 | $3,088/mo | 2.10% | -$3,217/mo |
| 90022 East Los Angeles, CA | $676,218 | $2,109/mo | 2.05% | -$2,266/mo |
| 91977 Spring Valley, CA | $762,925 | $2,425/mo | 2.11% | -$2,517/mo |
| 91910 Chula Vista, CA | $839,504 | $2,609/mo | 2.03% | -$2,822/mo |