ZIP CODE 80504 // GREELEY, CO // DATA AS OF 2026-09-30
Longmont, CO (80504) Rental Property Cap Rate & Cash Flow Report
Located in Weld County (Longmont, CO), Zip Code 80504 ranks #305 of 500 within this selected sample (39th percentile) with a Zillow ZHVI typical home-value index of $569,219 (-2.0% YoY) and a ZORI observed market rent of $2,082/mo (+1.3% YoY). Requires at least 62.7% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$1,537/mo
Annual: -$18,438/yr
Modeled Cap Rate
2.83%
NOI: $16,101/yr
Cash-on-Cash Return
-14.08%
Cash Needed: $130,920
1% Rule Ratio
0.37%
Gross Yield: 4.39%
Break-Even Rent
$3,848/mo
State Tax: 0.49%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 80504 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (CO Avg 0.49%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$2,878/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$740/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (80504)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $546,989 | $1,793/mo | 3.93% |
| 2022 | $617,796 | $1,922/mo | 3.73% |
| 2023 | $592,315 | $2,025/mo | 4.10% |
| 2024 | $594,332 | $2,056/mo | 4.15% |
| 2025 | $581,004 | $2,055/mo | 4.24% |
| 2026 | $569,219 | $2,082/mo | 4.39% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 80634 Greeley, CO | $440,487 | $1,563/mo | 2.71% | -$1,231/mo |
| 80134 Parker, CO | $665,489 | $2,343/mo | 2.69% | -$1,876/mo |
| 80013 Aurora, CO | $454,276 | $1,911/mo | 3.40% | -$1,009/mo |
| 80016 Aurora, CO | $730,188 | $2,002/mo | 1.87% | -$2,553/mo |
| 80015 Centennial, CO | $535,704 | $2,679/mo | 4.23% | -$820/mo |
| 80022 Commerce City, CO | $462,343 | $2,504/mo | 4.66% | -$541/mo |