ZIP CODE 80022 // DENVER-AURORA-LAKEWOOD, CO // DATA AS OF 2026-09-30
Commerce City, CO (80022) Rental Property Cap Rate & Cash Flow Report
Located in Adams County (Commerce City, CO), Zip Code 80022 ranks #82 of 500 within this selected sample (84th percentile) with a Zillow ZHVI typical home-value index of $462,343 (-3.4% YoY) and a ZORI observed market rent of $2,504/mo (-1.0% YoY). Requires at least 38.5% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$541/mo
Annual: -$6,490/yr
Modeled Cap Rate
4.66%
NOI: $21,565/yr
Cash-on-Cash Return
-6.10%
Cash Needed: $106,339
1% Rule Ratio
0.54%
Gross Yield: 6.50%
Break-Even Rent
$3,126/mo
State Tax: 0.49%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 80022 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (CO Avg 0.49%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$2,338/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$707/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (80022)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $459,259 | $2,149/mo | 5.62% |
| 2022 | $517,657 | $2,278/mo | 5.28% |
| 2023 | $493,787 | $2,407/mo | 5.85% |
| 2024 | $496,844 | $2,497/mo | 6.03% |
| 2025 | $478,430 | $2,529/mo | 6.34% |
| 2026 | $462,343 | $2,504/mo | 6.50% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 80015 Centennial, CO | $535,704 | $2,679/mo | 4.23% | -$820/mo |
| 80013 Aurora, CO | $454,276 | $1,911/mo | 3.40% | -$1,009/mo |
| 80504 Longmont, CO | $569,219 | $2,082/mo | 2.83% | -$1,537/mo |
| 80634 Greeley, CO | $440,487 | $1,563/mo | 2.71% | -$1,231/mo |
| 80134 Parker, CO | $665,489 | $2,343/mo | 2.69% | -$1,876/mo |
| 80016 Aurora, CO | $730,188 | $2,002/mo | 1.87% | -$2,553/mo |