ZIP CODE 29072 // COLUMBIA, SC // DATA AS OF 2026-09-30
Lexington, SC (29072) Rental Property Cap Rate & Cash Flow Report
Located in Lexington County (Lexington, SC), Zip Code 29072 ranks #147 of 500 within this selected sample (71th percentile) with a Zillow ZHVI typical home-value index of $365,040 (+2.1% YoY) and a ZORI observed market rent of $1,724/mo (+0.1% YoY). Requires at least 48.3% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$653/mo
Annual: -$7,839/yr
Modeled Cap Rate
3.92%
NOI: $14,312/yr
Cash-on-Cash Return
-9.34%
Cash Needed: $83,959
1% Rule Ratio
0.47%
Gross Yield: 5.67%
Break-Even Rent
$2,475/mo
State Tax: 0.51%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 29072 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (SC Avg 0.51%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$1,846/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$531/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (29072)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $288,329 | $1,385/mo | 5.76% |
| 2022 | $342,262 | $1,488/mo | 5.22% |
| 2023 | $346,332 | $1,552/mo | 5.38% |
| 2024 | $352,503 | $1,601/mo | 5.45% |
| 2025 | $357,359 | $1,722/mo | 5.78% |
| 2026 | $365,040 | $1,724/mo | 5.67% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 29681 Simpsonville, SC | $402,519 | $1,884/mo | 3.88% | -$735/mo |
| 29485 Summerville, SC | $370,303 | $1,733/mo | 3.88% | -$676/mo |
| 29730 Rock Hill, SC | $284,333 | $1,536/mo | 4.63% | -$341/mo |
| 29445 Goose Creek, SC | $324,930 | $1,876/mo | 5.02% | -$284/mo |
| 29526 Conway, SC | $300,321 | $1,809/mo | 5.28% | -$198/mo |
| 30101 Acworth, GA | $432,789 | $2,177/mo | 3.92% | -$774/mo |