ZIP CODE 78613 // AUSTIN-ROUND ROCK-GEORGETOWN, TX // DATA AS OF 2026-09-30
Cedar Park, TX (78613) Rental Property Cap Rate & Cash Flow Report
Located in Williamson County (Cedar Park, TX), Zip Code 78613 ranks #449 of 500 within this selected sample (10th percentile) with a Zillow ZHVI typical home-value index of $451,776 (-3.1% YoY) and a ZORI observed market rent of $1,588/mo (+3.5% YoY). Requires at least 77.6% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$1,645/mo
Annual: -$19,734/yr
Modeled Cap Rate
1.70%
NOI: $7,679/yr
Cash-on-Cash Return
-18.99%
Cash Needed: $103,908
1% Rule Ratio
0.35%
Gross Yield: 4.22%
Break-Even Rent
$3,478/mo
State Tax: 1.47%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 78613 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (TX Avg 1.47%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$2,284/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$948/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (78613)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $511,058 | $1,683/mo | 3.95% |
| 2022 | $574,040 | $1,762/mo | 3.68% |
| 2023 | $506,380 | $1,688/mo | 4.00% |
| 2024 | $493,923 | $1,623/mo | 3.94% |
| 2025 | $466,467 | $1,534/mo | 3.95% |
| 2026 | $451,776 | $1,588/mo | 4.22% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 75070 McKinney, TX | $470,245 | $1,643/mo | 1.68% | -$1,720/mo |
| 75056 The Colony, TX | $477,985 | $1,732/mo | 1.81% | -$1,695/mo |
| 75243 Dallas, TX | $292,754 | $1,076/mo | 1.87% | -$1,025/mo |
| 78745 Austin, TX | $405,447 | $1,497/mo | 1.88% | -$1,413/mo |
| 75035 Frisco, TX | $635,010 | $2,390/mo | 1.96% | -$2,174/mo |
| 77494 Katy, TX | $478,133 | $1,861/mo | 2.09% | -$1,584/mo |