ZIP CODE 20147 // WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV // DATA AS OF 2026-09-30
Ashburn, VA (20147) Rental Property Cap Rate & Cash Flow Report
Located in Loudoun County (Ashburn, VA), Zip Code 20147 ranks #357 of 500 within this selected sample (29th percentile) with a Zillow ZHVI typical home-value index of $746,114 (+0.9% YoY) and a ZORI observed market rent of $2,775/mo (-0.3% YoY). Requires at least 66.2% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$2,179/mo
Annual: -$26,151/yr
Modeled Cap Rate
2.56%
NOI: $19,122/yr
Cash-on-Cash Return
-15.24%
Cash Needed: $171,606
1% Rule Ratio
0.37%
Gross Yield: 4.46%
Break-Even Rent
$5,280/mo
State Tax: 0.82%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 20147 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (VA Avg 0.82%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$3,773/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$1,182/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (20147)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $618,374 | $2,265/mo | 4.40% |
| 2022 | $675,033 | $2,467/mo | 4.39% |
| 2023 | $695,348 | $2,514/mo | 4.34% |
| 2024 | $732,235 | $2,646/mo | 4.34% |
| 2025 | $739,759 | $2,784/mo | 4.52% |
| 2026 | $746,114 | $2,775/mo | 4.46% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 22554 Stafford, VA | $557,702 | $2,363/mo | 3.10% | -$1,378/mo |
| 22191 Woodbridge, VA | $480,592 | $2,158/mo | 3.37% | -$1,081/mo |
| 22407 Fredericksburg, VA | $463,031 | $2,102/mo | 3.42% | -$1,022/mo |
| 22193 Woodbridge, VA | $502,165 | $2,295/mo | 3.45% | -$1,095/mo |
| 23456 Virginia Beach, VA | $554,166 | $2,670/mo | 3.71% | -$1,089/mo |
| 23464 Virginia Beach, VA | $405,275 | $2,027/mo | 3.90% | -$732/mo |