ZIP CODE 43081 // COLUMBUS, OH // DATA AS OF 2026-09-30
Westerville, OH (43081) Rental Property Cap Rate & Cash Flow Report
Located in Franklin County (Westerville, OH), Zip Code 43081 ranks #271 of 500 within this selected sample (46th percentile) with a Zillow ZHVI typical home-value index of $352,515 (+1.2% YoY) and a ZORI observed market rent of $1,616/mo (+2.1% YoY). Requires at least 60.6% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$905/mo
Annual: -$10,865/yr
Modeled Cap Rate
2.99%
NOI: $10,525/yr
Cash-on-Cash Return
-13.40%
Cash Needed: $81,078
1% Rule Ratio
0.46%
Gross Yield: 5.50%
Break-Even Rent
$2,657/mo
State Tax: 1.30%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 43081 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (OH Avg 1.30%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$1,783/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$739/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (43081)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $276,497 | $1,272/mo | 5.52% |
| 2022 | $313,258 | $1,371/mo | 5.25% |
| 2023 | $326,408 | $1,490/mo | 5.48% |
| 2024 | $341,150 | $1,537/mo | 5.41% |
| 2025 | $348,425 | $1,583/mo | 5.45% |
| 2026 | $352,515 | $1,616/mo | 5.50% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 43130 Lancaster, OH | $273,715 | $1,226/mo | 2.88% | -$728/mo |
| 43123 Grove City, OH | $330,582 | $1,556/mo | 3.11% | -$814/mo |
| 45011 Hamilton, OH | $370,767 | $1,831/mo | 3.36% | -$838/mo |
| 43026 Hilliard, OH | $375,833 | $1,551/mo | 2.51% | -$1,115/mo |
| 44256 Medina, OH | $381,694 | $1,929/mo | 3.48% | -$824/mo |
| 43015 Delaware, OH | $413,489 | $1,616/mo | 2.28% | -$1,305/mo |