ZIP CODE 78253 // SAN ANTONIO-NEW BRAUNFELS, TX // DATA AS OF 2026-09-30
San Antonio, TX (78253) Rental Property Cap Rate & Cash Flow Report
Located in Bexar County (San Antonio, TX), Zip Code 78253 ranks #241 of 500 within this selected sample (52th percentile) with a Zillow ZHVI typical home-value index of $319,964 (-2.3% YoY) and a ZORI observed market rent of $1,592/mo (-1.6% YoY). Requires at least 57.5% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$758/mo
Annual: -$9,097/yr
Modeled Cap Rate
3.22%
NOI: $10,317/yr
Cash-on-Cash Return
-12.36%
Cash Needed: $73,592
1% Rule Ratio
0.50%
Gross Yield: 5.97%
Break-Even Rent
$2,463/mo
State Tax: 1.47%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 78253 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (TX Avg 1.47%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$1,618/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$732/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (78253)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $308,863 | $1,579/mo | 6.13% |
| 2022 | $358,839 | $1,690/mo | 5.65% |
| 2023 | $345,998 | $1,638/mo | 5.68% |
| 2024 | $334,075 | $1,655/mo | 5.94% |
| 2025 | $327,477 | $1,618/mo | 5.93% |
| 2026 | $319,964 | $1,592/mo | 5.97% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 77584 Pearland, TX | $382,920 | $1,905/mo | 3.22% | -$908/mo |
| 77429 Cypress, TX | $373,727 | $1,862/mo | 3.23% | -$883/mo |
| 78664 Round Rock, TX | $327,633 | $1,643/mo | 3.27% | -$765/mo |
| 76028 Burleson, TX | $335,960 | $1,694/mo | 3.29% | -$777/mo |
| 77082 Houston, TX | $248,562 | $1,265/mo | 3.34% | -$564/mo |
| 79912 El Paso, TX | $320,367 | $1,554/mo | 3.09% | -$794/mo |