ZIP CODE 77469 // HOUSTON-THE WOODLANDS-SUGAR LAND, TX // DATA AS OF 2026-09-30
Rosenberg, TX (77469) Rental Property Cap Rate & Cash Flow Report
Located in Fort Bend County (Rosenberg, TX), Zip Code 77469 ranks #119 of 500 within this selected sample (76th percentile) with a Zillow ZHVI typical home-value index of $337,049 (-2.2% YoY) and a ZORI observed market rent of $1,994/mo (-1.2% YoY). Requires at least 44.5% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$523/mo
Annual: -$6,274/yr
Modeled Cap Rate
4.21%
NOI: $14,177/yr
Cash-on-Cash Return
-8.09%
Cash Needed: $77,521
1% Rule Ratio
0.59%
Gross Yield: 7.10%
Break-Even Rent
$2,595/mo
State Tax: 1.47%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 77469 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (TX Avg 1.47%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$1,704/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$813/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (77469)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2022 | $361,471 | $1,927/mo | 6.40% |
| 2023 | $353,257 | $1,989/mo | 6.76% |
| 2024 | $352,580 | $1,991/mo | 6.78% |
| 2025 | $344,626 | $2,018/mo | 7.03% |
| 2026 | $337,049 | $1,994/mo | 7.10% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 78254 San Antonio, TX | $304,573 | $1,801/mo | 4.20% | -$473/mo |
| 75068 Little Elm, TX | $390,972 | $2,317/mo | 4.22% | -$603/mo |
| 77346 Atascocita, TX | $307,801 | $1,814/mo | 4.18% | -$484/mo |
| 77036 Houston, TX | $159,566 | $934/mo | 4.14% | -$256/mo |
| 78245 San Antonio, TX | $253,570 | $1,484/mo | 4.14% | -$407/mo |
| 77084 Houston, TX | $261,493 | $1,526/mo | 4.12% | -$424/mo |