ZIP CODE 19111 // PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD // DATA AS OF 2026-09-30
Philadelphia, PA (19111) Rental Property Cap Rate & Cash Flow Report
Located in Philadelphia County (Philadelphia, PA), Zip Code 19111 ranks #239 of 500 within this selected sample (52th percentile) with a Zillow ZHVI typical home-value index of $292,631 (0.0% YoY) and a ZORI observed market rent of $1,427/mo (+4.5% YoY). Requires at least 57.4% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$692/mo
Annual: -$8,302/yr
Modeled Cap Rate
3.23%
NOI: $9,455/yr
Cash-on-Cash Return
-12.33%
Cash Needed: $67,305
1% Rule Ratio
0.49%
Gross Yield: 5.85%
Break-Even Rent
$2,222/mo
State Tax: 1.36%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 19111 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (PA Avg 1.36%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$1,480/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$639/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (19111)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2022 | $273,930 | $1,197/mo | 5.24% |
| 2023 | $273,896 | $1,242/mo | 5.44% |
| 2024 | $281,900 | $1,336/mo | 5.69% |
| 2025 | $292,568 | $1,366/mo | 5.60% |
| 2026 | $292,631 | $1,427/mo | 5.85% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 17603 Lancaster, PA | $306,967 | $1,510/mo | 3.28% | -$714/mo |
| 19124 Philadelphia, PA | $175,793 | $1,275/mo | 5.71% | -$52/mo |
| 19120 Philadelphia, PA | $166,390 | $1,507/mo | 7.60% | +$212/mo |
| 19143 Philadelphia, PA | $144,647 | $1,557/mo | 9.38% | +$399/mo |
| 92592 Temecula, CA | $764,225 | $3,251/mo | 3.23% | -$1,807/mo |
| 77429 Cypress, TX | $373,727 | $1,862/mo | 3.23% | -$883/mo |