ZIP CODE 77584 // HOUSTON-THE WOODLANDS-SUGAR LAND, TX // DATA AS OF 2026-09-30
Pearland, TX (77584) Rental Property Cap Rate & Cash Flow Report
Located in Brazoria County (Pearland, TX), Zip Code 77584 ranks #242 of 500 within this selected sample (52th percentile) with a Zillow ZHVI typical home-value index of $382,920 (-0.6% YoY) and a ZORI observed market rent of $1,905/mo (+0.7% YoY). Requires at least 57.5% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$908/mo
Annual: -$10,891/yr
Modeled Cap Rate
3.22%
NOI: $12,344/yr
Cash-on-Cash Return
-12.37%
Cash Needed: $88,072
1% Rule Ratio
0.50%
Gross Yield: 5.97%
Break-Even Rent
$2,948/mo
State Tax: 1.47%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 77584 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (TX Avg 1.47%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$1,936/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$876/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (77584)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $328,436 | $1,746/mo | 6.38% |
| 2022 | $380,456 | $1,827/mo | 5.76% |
| 2023 | $382,535 | $1,805/mo | 5.66% |
| 2024 | $387,599 | $1,866/mo | 5.78% |
| 2025 | $385,278 | $1,892/mo | 5.89% |
| 2026 | $382,920 | $1,905/mo | 5.97% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 78253 San Antonio, TX | $319,964 | $1,592/mo | 3.22% | -$758/mo |
| 77429 Cypress, TX | $373,727 | $1,862/mo | 3.23% | -$883/mo |
| 78664 Round Rock, TX | $327,633 | $1,643/mo | 3.27% | -$765/mo |
| 76028 Burleson, TX | $335,960 | $1,694/mo | 3.29% | -$777/mo |
| 77082 Houston, TX | $248,562 | $1,265/mo | 3.34% | -$564/mo |
| 79912 El Paso, TX | $320,367 | $1,554/mo | 3.09% | -$794/mo |