ZIP CODE 93550 // LOS ANGELES-LONG BEACH-ANAHEIM, CA // DATA AS OF 2026-09-30
Palmdale, CA (93550) Rental Property Cap Rate & Cash Flow Report
Located in Los Angeles County (Palmdale, CA), Zip Code 93550 ranks #101 of 500 within this selected sample (80th percentile) with a Zillow ZHVI typical home-value index of $447,173 (-0.7% YoY) and a ZORI observed market rent of $2,406/mo (+1.9% YoY). Requires at least 41.9% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$619/mo
Annual: -$7,426/yr
Modeled Cap Rate
4.41%
NOI: $19,708/yr
Cash-on-Cash Return
-7.22%
Cash Needed: $102,850
1% Rule Ratio
0.54%
Gross Yield: 6.46%
Break-Even Rent
$3,117/mo
State Tax: 0.71%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 93550 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (CA Avg 0.71%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$2,261/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$764/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (93550)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2022 | $451,484 | $2,130/mo | 5.66% |
| 2023 | $440,505 | $2,214/mo | 6.03% |
| 2024 | $458,908 | $2,326/mo | 6.08% |
| 2025 | $450,155 | $2,362/mo | 6.30% |
| 2026 | $447,173 | $2,406/mo | 6.46% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 93727 Fresno, CA | $426,525 | $2,296/mo | 4.41% | -$589/mo |
| 92223 Beaumont, CA | $533,865 | $2,894/mo | 4.45% | -$720/mo |
| 93722 Fresno, CA | $395,002 | $2,143/mo | 4.45% | -$531/mo |
| 95828 Florin, CA | $449,666 | $2,366/mo | 4.28% | -$669/mo |
| 93230 Hanford, CA | $381,670 | $2,008/mo | 4.28% | -$568/mo |
| 92392 Victorville, CA | $451,013 | $2,365/mo | 4.26% | -$678/mo |