ZIP CODE 11226 // NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA // DATA AS OF 2026-09-30
New York, NY (11226) Rental Property Cap Rate & Cash Flow Report
Located in Kings County (New York, NY), Zip Code 11226 ranks #419 of 500 within this selected sample (16th percentile) with a Zillow ZHVI typical home-value index of $801,871 (+2.3% YoY) and a ZORI observed market rent of $3,052/mo (+5.1% YoY). Requires at least 72.7% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$2,669/mo
Annual: -$32,028/yr
Modeled Cap Rate
2.07%
NOI: $16,628/yr
Cash-on-Cash Return
-17.37%
Cash Needed: $184,430
1% Rule Ratio
0.38%
Gross Yield: 4.57%
Break-Even Rent
$6,120/mo
State Tax: 1.40%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 11226 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (NY Avg 1.40%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$4,055/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$1,666/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (11226)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $908,089 | $2,392/mo | 3.16% |
| 2022 | $902,528 | $2,680/mo | 3.56% |
| 2023 | $764,487 | $2,744/mo | 4.31% |
| 2024 | $759,806 | $2,824/mo | 4.46% |
| 2025 | $784,139 | $2,905/mo | 4.45% |
| 2026 | $801,871 | $3,052/mo | 4.57% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 11203 New York, NY | $729,912 | $2,825/mo | 2.14% | -$2,389/mo |
| 11746 South Huntington, NY | $827,813 | $3,217/mo | 2.16% | -$2,698/mo |
| 11385 New York, NY | $871,267 | $3,438/mo | 2.22% | -$2,794/mo |
| 10453 New York, NY | $590,228 | $2,354/mo | 2.26% | -$1,871/mo |
| 11214 New York, NY | $768,481 | $2,780/mo | 1.88% | -$2,684/mo |
| 11206 New York, NY | $1,125,835 | $4,066/mo | 1.87% | -$3,938/mo |