ZIP CODE 75068 // DALLAS-FORT WORTH-ARLINGTON, TX // DATA AS OF 2026-09-30
Little Elm, TX (75068) Rental Property Cap Rate & Cash Flow Report
Located in Denton County (Little Elm, TX), Zip Code 75068 ranks #118 of 500 within this selected sample (77th percentile) with a Zillow ZHVI typical home-value index of $390,972 (-5.4% YoY) and a ZORI observed market rent of $2,317/mo (+1.6% YoY). Requires at least 44.4% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$603/mo
Annual: -$7,236/yr
Modeled Cap Rate
4.22%
NOI: $16,487/yr
Cash-on-Cash Return
-8.05%
Cash Needed: $89,924
1% Rule Ratio
0.59%
Gross Yield: 7.11%
Break-Even Rent
$3,010/mo
State Tax: 1.47%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 75068 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (TX Avg 1.47%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$1,977/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$943/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (75068)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $381,669 | $2,176/mo | 6.84% |
| 2022 | $473,327 | $2,298/mo | 5.83% |
| 2023 | $446,201 | $2,302/mo | 6.19% |
| 2024 | $441,078 | $2,267/mo | 6.17% |
| 2025 | $413,188 | $2,280/mo | 6.62% |
| 2026 | $390,972 | $2,317/mo | 7.11% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 77469 Rosenberg, TX | $337,049 | $1,994/mo | 4.21% | -$523/mo |
| 78254 San Antonio, TX | $304,573 | $1,801/mo | 4.20% | -$473/mo |
| 77346 Atascocita, TX | $307,801 | $1,814/mo | 4.18% | -$484/mo |
| 77036 Houston, TX | $159,566 | $934/mo | 4.14% | -$256/mo |
| 78245 San Antonio, TX | $253,570 | $1,484/mo | 4.14% | -$407/mo |
| 77084 Houston, TX | $261,493 | $1,526/mo | 4.12% | -$424/mo |