ZIP CODE 43130 // COLUMBUS, OH // DATA AS OF 2026-09-30
Lancaster, OH (43130) Rental Property Cap Rate & Cash Flow Report
Located in Fairfield County (Lancaster, OH), Zip Code 43130 ranks #293 of 500 within this selected sample (42th percentile) with a Zillow ZHVI typical home-value index of $273,715 (+2.7% YoY) and a ZORI observed market rent of $1,226/mo (+4.1% YoY). Requires at least 62.1% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$728/mo
Annual: -$8,736/yr
Modeled Cap Rate
2.88%
NOI: $7,872/yr
Cash-on-Cash Return
-13.88%
Cash Needed: $62,954
1% Rule Ratio
0.45%
Gross Yield: 5.37%
Break-Even Rent
$2,063/mo
State Tax: 1.30%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 43130 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (OH Avg 1.30%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$1,384/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$570/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (43130)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $208,993 | $829/mo | 4.76% |
| 2022 | $233,138 | $979/mo | 5.04% |
| 2023 | $246,342 | $1,071/mo | 5.22% |
| 2024 | $259,692 | $1,135/mo | 5.24% |
| 2025 | $266,426 | $1,178/mo | 5.31% |
| 2026 | $273,715 | $1,226/mo | 5.37% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 43081 Westerville, OH | $352,515 | $1,616/mo | 2.99% | -$905/mo |
| 43123 Grove City, OH | $330,582 | $1,556/mo | 3.11% | -$814/mo |
| 43026 Hilliard, OH | $375,833 | $1,551/mo | 2.51% | -$1,115/mo |
| 45011 Hamilton, OH | $370,767 | $1,831/mo | 3.36% | -$838/mo |
| 43015 Delaware, OH | $413,489 | $1,616/mo | 2.28% | -$1,305/mo |
| 44256 Medina, OH | $381,694 | $1,929/mo | 3.48% | -$824/mo |