ZIP CODE 34744 // ORLANDO-KISSIMMEE-SANFORD, FL // DATA AS OF 2026-09-30
Kissimmee, FL (34744) Rental Property Cap Rate & Cash Flow Report
Located in Osceola County (Kissimmee, FL), Zip Code 34744 ranks #105 of 500 within this selected sample (79th percentile) with a Zillow ZHVI typical home-value index of $380,234 (-2.1% YoY) and a ZORI observed market rent of $2,056/mo (-1.4% YoY). Requires at least 42.6% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$543/mo
Annual: -$6,512/yr
Modeled Cap Rate
4.36%
NOI: $16,560/yr
Cash-on-Cash Return
-7.45%
Cash Needed: $87,454
1% Rule Ratio
0.54%
Gross Yield: 6.49%
Break-Even Rent
$2,680/mo
State Tax: 0.79%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 34744 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (FL Avg 0.79%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$1,923/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$676/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (34744)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $318,387 | $1,835/mo | 6.92% |
| 2022 | $401,908 | $2,079/mo | 6.21% |
| 2023 | $400,041 | $2,061/mo | 6.18% |
| 2024 | $407,536 | $2,095/mo | 6.17% |
| 2025 | $388,440 | $2,085/mo | 6.44% |
| 2026 | $380,234 | $2,056/mo | 6.49% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 32218 Jacksonville, FL | $298,652 | $1,628/mo | 4.40% | -$415/mo |
| 33023 Miramar, FL | $457,583 | $2,513/mo | 4.44% | -$619/mo |
| 32703 Apopka, FL | $356,449 | $1,897/mo | 4.27% | -$535/mo |
| 33178 Doral, FL | $558,135 | $2,946/mo | 4.22% | -$859/mo |
| 32246 Jacksonville, FL | $313,935 | $1,750/mo | 4.53% | -$402/mo |
| 32825 Orlando, FL | $386,249 | $2,002/mo | 4.12% | -$627/mo |