ZIP CODE 92509 // RIVERSIDE-SAN BERNARDINO-ONTARIO, CA // DATA AS OF 2026-09-30
Jurupa Valley, CA (92509) Rental Property Cap Rate & Cash Flow Report
Located in Riverside County (Jurupa Valley, CA), Zip Code 92509 ranks #229 of 500 within this selected sample (54th percentile) with a Zillow ZHVI typical home-value index of $632,779 (+1.6% YoY) and a ZORI observed market rent of $2,723/mo (+5.4% YoY). Requires at least 56.7% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$1,469/mo
Annual: -$17,625/yr
Modeled Cap Rate
3.28%
NOI: $20,771/yr
Cash-on-Cash Return
-12.11%
Cash Needed: $145,539
1% Rule Ratio
0.43%
Gross Yield: 5.16%
Break-Even Rent
$4,411/mo
State Tax: 0.71%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 92509 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (CA Avg 0.71%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$3,200/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$992/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (92509)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2022 | $594,001 | $2,371/mo | 4.79% |
| 2023 | $596,460 | $2,378/mo | 4.78% |
| 2024 | $636,352 | $2,562/mo | 4.83% |
| 2025 | $622,931 | $2,584/mo | 4.98% |
| 2026 | $632,779 | $2,723/mo | 5.16% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 95747 Roseville, CA | $664,852 | $2,883/mo | 3.32% | -$1,524/mo |
| 95624 Elk Grove, CA | $626,728 | $2,720/mo | 3.32% | -$1,435/mo |
| 94565 Pittsburg, CA | $559,194 | $2,429/mo | 3.32% | -$1,278/mo |
| 92592 Temecula, CA | $764,225 | $3,251/mo | 3.23% | -$1,807/mo |
| 95355 Modesto, CA | $485,048 | $2,112/mo | 3.34% | -$1,104/mo |
| 94533 Fairfield, CA | $532,198 | $2,318/mo | 3.34% | -$1,211/mo |