ZIP CODE 32210 // JACKSONVILLE, FL // DATA AS OF 2026-09-30
Jacksonville, FL (32210) Rental Property Cap Rate & Cash Flow Report
Located in Duval County (Jacksonville, FL), Zip Code 32210 ranks #42 of 500 within this selected sample (92th percentile) with a Zillow ZHVI typical home-value index of $220,477 (-1.6% YoY) and a ZORI observed market rent of $1,375/mo (+3.6% YoY). Requires at least 31.2% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$156/mo
Annual: -$1,867/yr
Modeled Cap Rate
5.22%
NOI: $11,511/yr
Cash-on-Cash Return
-3.68%
Cash Needed: $50,710
1% Rule Ratio
0.62%
Gross Yield: 7.48%
Break-Even Rent
$1,554/mo
State Tax: 0.79%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 32210 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (FL Avg 0.79%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$1,115/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$416/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (32210)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $197,444 | $1,108/mo | 6.73% |
| 2022 | $244,922 | $1,273/mo | 6.24% |
| 2023 | $237,294 | $1,314/mo | 6.64% |
| 2024 | $237,124 | $1,341/mo | 6.79% |
| 2025 | $224,033 | $1,328/mo | 7.11% |
| 2026 | $220,477 | $1,375/mo | 7.48% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 32244 Jacksonville, FL | $254,345 | $1,594/mo | 5.25% | -$173/mo |
| 33025 Miramar, FL | $388,027 | $2,450/mo | 5.30% | -$248/mo |
| 32822 Orlando, FL | $258,437 | $1,653/mo | 5.39% | -$147/mo |
| 34953 Port Saint Lucie, FL | $398,028 | $2,551/mo | 5.40% | -$221/mo |
| 33064 Deerfield Beach, FL | $361,279 | $2,156/mo | 4.94% | -$339/mo |
| 33033 Homestead, FL | $435,038 | $2,595/mo | 4.94% | -$410/mo |