ZIP CODE 92618 // LOS ANGELES-LONG BEACH-ANAHEIM, CA // DATA AS OF 2026-09-30
Irvine, CA (92618) Rental Property Cap Rate & Cash Flow Report
Located in Orange County (Irvine, CA), Zip Code 92618 ranks #486 of 500 within this selected sample (3th percentile) with a Zillow ZHVI typical home-value index of $1,515,388 (-5.5% YoY) and a ZORI observed market rent of $3,619/mo (+1.3% YoY). Requires at least 83.1% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$6,042/mo
Annual: -$72,505/yr
Modeled Cap Rate
1.28%
NOI: $19,446/yr
Cash-on-Cash Return
-20.80%
Cash Needed: $348,539
1% Rule Ratio
0.24%
Gross Yield: 2.87%
Break-Even Rent
$10,564/mo
State Tax: 0.71%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 92618 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (CA Avg 0.71%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$7,663/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$1,998/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (92618)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $1,041,099 | $3,183/mo | 3.67% |
| 2022 | $1,290,502 | $3,364/mo | 3.13% |
| 2023 | $1,326,978 | $3,521/mo | 3.18% |
| 2024 | $1,597,294 | $3,510/mo | 2.64% |
| 2025 | $1,602,823 | $3,573/mo | 2.68% |
| 2026 | $1,515,388 | $3,619/mo | 2.87% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 90019 Los Angeles, CA | $1,169,848 | $2,743/mo | 1.24% | -$4,709/mo |
| 94587 Union City, CA | $1,196,418 | $2,913/mo | 1.33% | -$4,722/mo |
| 90026 Los Angeles, CA | $1,140,670 | $2,781/mo | 1.34% | -$4,499/mo |
| 94536 Fremont, CA | $1,375,210 | $3,353/mo | 1.34% | -$5,423/mo |
| 94501 Alameda, CA | $1,147,274 | $2,825/mo | 1.36% | -$4,500/mo |
| 92627 Costa Mesa, CA | $1,365,513 | $3,408/mo | 1.40% | -$5,317/mo |