ZIP CODE 77082 // HOUSTON-THE WOODLANDS-SUGAR LAND, TX // DATA AS OF 2026-09-30
Houston, TX (77082) Rental Property Cap Rate & Cash Flow Report
Located in Harris County (Houston, TX), Zip Code 77082 ranks #218 of 500 within this selected sample (57th percentile) with a Zillow ZHVI typical home-value index of $248,562 (-4.1% YoY) and a ZORI observed market rent of $1,265/mo (-2.5% YoY). Requires at least 55.9% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$564/mo
Annual: -$6,773/yr
Modeled Cap Rate
3.34%
NOI: $8,310/yr
Cash-on-Cash Return
-11.85%
Cash Needed: $57,169
1% Rule Ratio
0.51%
Gross Yield: 6.11%
Break-Even Rent
$1,914/mo
State Tax: 1.47%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 77082 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (TX Avg 1.47%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$1,257/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$573/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (77082)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $227,647 | $1,242/mo | 6.55% |
| 2022 | $266,644 | $1,235/mo | 5.56% |
| 2023 | $266,787 | $1,294/mo | 5.82% |
| 2024 | $266,749 | $1,331/mo | 5.99% |
| 2025 | $259,150 | $1,298/mo | 6.01% |
| 2026 | $248,562 | $1,265/mo | 6.11% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 76028 Burleson, TX | $335,960 | $1,694/mo | 3.29% | -$777/mo |
| 78664 Round Rock, TX | $327,633 | $1,643/mo | 3.27% | -$765/mo |
| 78130 New Braunfels, TX | $301,994 | $1,568/mo | 3.45% | -$659/mo |
| 77429 Cypress, TX | $373,727 | $1,862/mo | 3.23% | -$883/mo |
| 78253 San Antonio, TX | $319,964 | $1,592/mo | 3.22% | -$758/mo |
| 77584 Pearland, TX | $382,920 | $1,905/mo | 3.22% | -$908/mo |