ZIP CODE 77433 // HOUSTON-THE WOODLANDS-SUGAR LAND, TX // DATA AS OF 2026-09-30
Cypress, TX (77433) Rental Property Cap Rate & Cash Flow Report
Located in Harris County (Cypress, TX), Zip Code 77433 ranks #292 of 500 within this selected sample (42th percentile) with a Zillow ZHVI typical home-value index of $422,856 (-1.2% YoY) and a ZORI observed market rent of $1,964/mo (0.0% YoY). Requires at least 62.0% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$1,124/mo
Annual: -$13,484/yr
Modeled Cap Rate
2.88%
NOI: $12,174/yr
Cash-on-Cash Return
-13.86%
Cash Needed: $97,257
1% Rule Ratio
0.46%
Gross Yield: 5.57%
Break-Even Rent
$3,256/mo
State Tax: 1.47%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 77433 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (TX Avg 1.47%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$2,138/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$949/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (77433)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $368,778 | $1,813/mo | 5.90% |
| 2022 | $441,936 | $1,951/mo | 5.30% |
| 2023 | $433,440 | $1,973/mo | 5.46% |
| 2024 | $435,668 | $1,966/mo | 5.42% |
| 2025 | $427,897 | $1,964/mo | 5.51% |
| 2026 | $422,856 | $1,964/mo | 5.57% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 78249 San Antonio, TX | $298,882 | $1,393/mo | 2.90% | -$790/mo |
| 78045 Laredo, TX | $295,277 | $1,381/mo | 2.91% | -$776/mo |
| 77407 Richmond, TX | $372,531 | $1,716/mo | 2.84% | -$1,002/mo |
| 77450 Katy, TX | $374,993 | $1,763/mo | 2.94% | -$978/mo |
| 78666 San Marcos, TX | $309,421 | $1,418/mo | 2.81% | -$839/mo |
| 77375 Tomball, TX | $355,110 | $1,679/mo | 2.97% | -$918/mo |