ZIP CODE 30041 // ATLANTA-SANDY SPRINGS-ALPHARETTA, GA // DATA AS OF 2026-09-30
Cumming, GA (30041) Rental Property Cap Rate & Cash Flow Report
Located in Forsyth County (Cumming, GA), Zip Code 30041 ranks #390 of 500 within this selected sample (22th percentile) with a Zillow ZHVI typical home-value index of $620,123 (-2.4% YoY) and a ZORI observed market rent of $2,149/mo (+2.4% YoY). Requires at least 69.8% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$1,953/mo
Annual: -$23,441/yr
Modeled Cap Rate
2.29%
NOI: $14,188/yr
Cash-on-Cash Return
-16.43%
Cash Needed: $142,628
1% Rule Ratio
0.35%
Gross Yield: 4.16%
Break-Even Rent
$4,394/mo
State Tax: 0.83%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 30041 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (GA Avg 0.83%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$3,136/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$967/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (30041)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $482,931 | $1,799/mo | 4.47% |
| 2022 | $591,257 | $2,014/mo | 4.09% |
| 2023 | $612,942 | $2,070/mo | 4.05% |
| 2024 | $647,021 | $2,097/mo | 3.89% |
| 2025 | $635,332 | $2,099/mo | 3.96% |
| 2026 | $620,123 | $2,149/mo | 4.16% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 30062 Marietta, GA | $553,056 | $1,875/mo | 2.21% | -$1,778/mo |
| 30024 Suwanee, GA | $597,485 | $1,975/mo | 2.12% | -$1,965/mo |
| 30114 Canton, GA | $467,647 | $1,841/mo | 2.78% | -$1,281/mo |
| 30040 Cumming, GA | $581,701 | $2,299/mo | 2.80% | -$1,586/mo |
| 30004 Milton, GA | $749,760 | $2,225/mo | 1.77% | -$2,686/mo |
| 30022 Johns Creek, GA | $664,697 | $1,952/mo | 1.74% | -$2,399/mo |