ZIP CODE 46307 // CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI // DATA AS OF 2026-09-30
Crown Point, IN (46307) Rental Property Cap Rate & Cash Flow Report
Located in Lake County (Crown Point, IN), Zip Code 46307 ranks #166 of 500 within this selected sample (67th percentile) with a Zillow ZHVI typical home-value index of $360,152 (+1.8% YoY) and a ZORI observed market rent of $1,729/mo (+5.3% YoY). Requires at least 50.7% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$698/mo
Annual: -$8,377/yr
Modeled Cap Rate
3.74%
NOI: $13,477/yr
Cash-on-Cash Return
-10.11%
Cash Needed: $82,835
1% Rule Ratio
0.48%
Gross Yield: 5.76%
Break-Even Rent
$2,531/mo
State Tax: 0.77%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 46307 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (IN Avg 0.77%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$1,821/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$606/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (46307)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2024 | $347,398 | $1,572/mo | 5.43% |
| 2025 | $353,912 | $1,642/mo | 5.57% |
| 2026 | $360,152 | $1,729/mo | 5.76% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 47906 West Lafayette, IN | $363,103 | $1,877/mo | 4.13% | -$587/mo |
| 83646 Meridian, ID | $531,392 | $2,395/mo | 3.74% | -$1,033/mo |
| 11377 New York, NY | $554,020 | $2,990/mo | 3.73% | -$1,077/mo |
| 27616 Raleigh, NC | $348,330 | $1,658/mo | 3.77% | -$667/mo |
| 23456 Virginia Beach, VA | $554,166 | $2,670/mo | 3.71% | -$1,089/mo |
| 30318 Atlanta, GA | $376,239 | $1,815/mo | 3.71% | -$740/mo |