ZIP CODE 92627 // LOS ANGELES-LONG BEACH-ANAHEIM, CA // DATA AS OF 2026-09-30
Costa Mesa, CA (92627) Rental Property Cap Rate & Cash Flow Report
Located in Orange County (Costa Mesa, CA), Zip Code 92627 ranks #478 of 500 within this selected sample (5th percentile) with a Zillow ZHVI typical home-value index of $1,365,513 (+5.8% YoY) and a ZORI observed market rent of $3,408/mo (+2.1% YoY). Requires at least 81.6% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$5,317/mo
Annual: -$63,801/yr
Modeled Cap Rate
1.40%
NOI: $19,057/yr
Cash-on-Cash Return
-20.31%
Cash Needed: $314,068
1% Rule Ratio
0.25%
Gross Yield: 2.99%
Break-Even Rent
$9,519/mo
State Tax: 0.71%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 92627 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (CA Avg 0.71%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$6,905/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$1,820/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (92627)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $988,523 | $2,620/mo | 3.18% |
| 2022 | $1,121,424 | $2,993/mo | 3.20% |
| 2023 | $1,165,915 | $3,072/mo | 3.16% |
| 2024 | $1,248,673 | $3,172/mo | 3.05% |
| 2025 | $1,290,733 | $3,338/mo | 3.10% |
| 2026 | $1,365,513 | $3,408/mo | 2.99% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 92804 Anaheim, CA | $936,120 | $2,337/mo | 1.40% | -$3,644/mo |
| 90250 Hawthorne, CA | $861,531 | $2,153/mo | 1.40% | -$3,352/mo |
| 94501 Alameda, CA | $1,147,274 | $2,825/mo | 1.36% | -$4,500/mo |
| 94015 Daly City, CA | $1,169,086 | $2,963/mo | 1.44% | -$4,513/mo |
| 94536 Fremont, CA | $1,375,210 | $3,353/mo | 1.34% | -$5,423/mo |
| 90026 Los Angeles, CA | $1,140,670 | $2,781/mo | 1.34% | -$4,499/mo |