ZIP CODE 85122 // PHOENIX-MESA-CHANDLER, AZ // DATA AS OF 2026-09-30
Casa Grande, AZ (85122) Rental Property Cap Rate & Cash Flow Report
Located in Pinal County (Casa Grande, AZ), Zip Code 85122 ranks #81 of 500 within this selected sample (84th percentile) with a Zillow ZHVI typical home-value index of $305,381 (-1.7% YoY) and a ZORI observed market rent of $1,664/mo (+1.0% YoY). Requires at least 38.4% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$356/mo
Annual: -$4,273/yr
Modeled Cap Rate
4.67%
NOI: $14,257/yr
Cash-on-Cash Return
-6.08%
Cash Needed: $70,238
1% Rule Ratio
0.54%
Gross Yield: 6.54%
Break-Even Rent
$2,073/mo
State Tax: 0.52%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 85122 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (AZ Avg 0.52%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$1,544/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$476/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (85122)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $293,551 | $1,604/mo | 6.56% |
| 2022 | $356,584 | $1,719/mo | 5.78% |
| 2023 | $322,076 | $1,703/mo | 6.35% |
| 2024 | $322,608 | $1,685/mo | 6.27% |
| 2025 | $310,647 | $1,648/mo | 6.37% |
| 2026 | $305,381 | $1,664/mo | 6.54% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 85326 Buckeye, AZ | $366,948 | $1,924/mo | 4.45% | -$494/mo |
| 85365 Yuma, AZ | $326,584 | $1,648/mo | 4.25% | -$495/mo |
| 85345 Peoria, AZ | $360,914 | $1,814/mo | 4.23% | -$554/mo |
| 85041 Phoenix, AZ | $366,153 | $2,178/mo | 5.19% | -$268/mo |
| 85364 Yuma, AZ | $260,227 | $1,280/mo | 4.12% | -$423/mo |
| 85225 Chandler, AZ | $438,217 | $1,754/mo | 3.16% | -$1,062/mo |