ZIP CODE 74012 // TULSA, OK // DATA AS OF 2026-09-30
Broken Arrow, OK (74012) Rental Property Cap Rate & Cash Flow Report
Located in Tulsa County (Broken Arrow, OK), Zip Code 74012 ranks #75 of 500 within this selected sample (85th percentile) with a Zillow ZHVI typical home-value index of $266,341 (+2.2% YoY) and a ZORI observed market rent of $1,532/mo (+4.4% YoY). Requires at least 38.0% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$303/mo
Annual: -$3,630/yr
Modeled Cap Rate
4.70%
NOI: $12,531/yr
Cash-on-Cash Return
-5.93%
Cash Needed: $61,258
1% Rule Ratio
0.58%
Gross Yield: 6.90%
Break-Even Rent
$1,880/mo
State Tax: 0.80%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 74012 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (OK Avg 0.80%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$1,347/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$488/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (74012)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $212,253 | $1,231/mo | 6.96% |
| 2022 | $243,845 | $1,308/mo | 6.44% |
| 2023 | $249,708 | $1,355/mo | 6.51% |
| 2024 | $257,030 | $1,423/mo | 6.64% |
| 2025 | $260,510 | $1,467/mo | 6.76% |
| 2026 | $266,341 | $1,532/mo | 6.90% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 73099 Yukon, OK | $272,888 | $1,574/mo | 4.72% | -$306/mo |
| 73160 Moore, OK | $221,026 | $1,449/mo | 5.54% | -$96/mo |
| 93307 Bakersfield, CA | $315,833 | $1,789/mo | 4.70% | -$359/mo |
| 76179 Fort Worth, TX | $315,813 | $2,018/mo | 4.70% | -$360/mo |
| 11372 New York, NY | $421,676 | $2,665/mo | 4.70% | -$481/mo |
| 78504 McAllen, TX | $263,666 | $1,684/mo | 4.70% | -$301/mo |