ZIP CODE 93313 // BAKERSFIELD, CA // DATA AS OF 2026-09-30
Bakersfield, CA (93313) Rental Property Cap Rate & Cash Flow Report
Located in Kern County (Bakersfield, CA), Zip Code 93313 ranks #66 of 500 within this selected sample (87th percentile) with a Zillow ZHVI typical home-value index of $412,222 (-0.2% YoY) and a ZORI observed market rent of $2,375/mo (+3.4% YoY). Requires at least 36.7% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$434/mo
Annual: -$5,206/yr
Modeled Cap Rate
4.80%
NOI: $19,807/yr
Cash-on-Cash Return
-5.49%
Cash Needed: $94,811
1% Rule Ratio
0.58%
Gross Yield: 6.91%
Break-Even Rent
$2,874/mo
State Tax: 0.71%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 93313 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (CA Avg 0.71%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$2,084/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$724/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (93313)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2022 | $395,851 | $2,013/mo | 6.10% |
| 2023 | $394,052 | $2,072/mo | 6.31% |
| 2024 | $410,004 | $2,173/mo | 6.36% |
| 2025 | $412,888 | $2,297/mo | 6.68% |
| 2026 | $412,222 | $2,375/mo | 6.91% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 93307 Bakersfield, CA | $315,833 | $1,789/mo | 4.70% | -$359/mo |
| 95206 Stockton, CA | $409,950 | $2,420/mo | 4.95% | -$381/mo |
| 92571 Perris, CA | $527,874 | $2,932/mo | 4.59% | -$651/mo |
| 93722 Fresno, CA | $395,002 | $2,143/mo | 4.45% | -$531/mo |
| 92223 Beaumont, CA | $533,865 | $2,894/mo | 4.45% | -$720/mo |
| 93727 Fresno, CA | $426,525 | $2,296/mo | 4.41% | -$589/mo |